Terms of Use

Last updated: 2026-07-04

Estimates, not advice. Every calculator on NaijaCalcproduces an estimate based on the information you enter and the formulas or figures described on each tool's page. They are not financial, tax, legal, medical or academic advice, and they don't replace guidance from a qualified professional, your employer's payroll team, your lender, or your institution's admissions office.

Accuracy. We verify legally-defined or frequently-changing figures (such as tax bands, VAT rates and electricity tariffs) against authoritative sources and display the date each was last checked. Rules and rates can change after that date — always confirm anything important against a current, authoritative source before acting on it.

No warranty. NaijaCalcis provided "as is" without warranties of any kind. We are not liable for decisions made based on results from this site.

Free to use. All tools are free to use, with no account required. We may show advertising to support running the site.

Questions about these terms? Reach out via the contact page.